Alberta Automobile Insurance Endorsments
Understand the endorsements available. This list shows only some of the available Endorsement Forms available in Alberta.
Applies to Leased vehicles, and extends the policy to provide the Lesse the same coverage as if the vehicle were an owned vehicle
Provides permission ot carry fellow employees, or neighbors for compensation to and from work.
Limits the perils that glass would be covered on your vehicle. A premium credit may be applied with this endorsement.
Deletion of Hail Coverage, is used ot exclude any coverage for hail until proof of repair of existing hail is provided.
Limitation of Amount limits the amount payable to an amount specified in the endorsement or the actual cash value which ever is the lesser.
Agreed Value amounts provides an amount specified on the endorsement that will be payable.
Loss of Use provides reimbursement for rental of a substitute vehicle when your vehicle becomes inoperable due to an insured peril. Different limits per occurence can be purchased
Extends coverage for Legal Liabiity for Physical damage to a Non-Owned Automobile rented or borrowed for 30 days or less. For example, coverage can be extended to a private passenger vehicle you rent in Canada or the U.S. Deductibles and limits will apply.
Permitting offroad operations by an unlicensed person and by those under 16 with respect ot recreational vehicles only.
An amount of money provided to cover towing and emergency service costs as a result of disablement of an automobile.
Limitation of sound and electronic communication equipment that is not factory installed to a set amount.
Increased limit for sound and electron communication equipment.
Fire and Theft Deductible; This is used ot apply a deductible to Fire and Total Theft Losses where a deductible does not normally apply.
Limited Waiver of Depreciation endorsement waives depreciation on a new vehicle for a specified time period. Usually about 24 - 30 months.
Family Protection provides benefits to the Insured and family who claim for injury or death to another motorist who has insuffieciet insurance.