Income Replacement Programs
(Long Term Disability Benefits)
The right insurance products (such as Life, Disability, Long-Term Care and Critical Illness Insurance) can ensure that your operations, your employees, and their families are protected with income replacement in the event of illness, or disability. Long term disability group plans while cost-effective and suitable for most employees are often inadequate to meet the needs of the highest earning executives or professionals within a business. Through the use of Guaranteed Standard Issues (GSI) Disability policies we can fill coverage gaps in benefits for key employees and executives.