Planning on
sharing your home?

Home-sharing insurance is designed for people who rent their homes on a short-term basis through a home rental network such as Airbnb, Flipkey, or HomeAway, it covers:

  • liability arising out of the short-term rental
  • loss or damage to buildings and personal property
  • intentional acts, criminal acts, or failure to act by a guest
  • loss or damage to a guest’s property up to $1,500
  • fair rental value (loss of rental income)

Coverage options available:

  • Rent your entire home for up to 90 days.
  • Rent your entire home for up to 180 days.
  • Rent a portion of your home (eg a room, basement) to multiple short-term guests year round.
  • Rent your income property to short-term guests year-round.  This coverage is also available as a stand-alone policy.

*Not intended for long-term rentals to one individual or annual lease holders

Did you know?

A recently conducted survey of homeowners across Canada who rented their homes on a short-term basis showed 51% of them were unaware that their insurance would not cover their losses or damage should a claim occur.